Data. Solutions. Impact

Optima Economics


Optima Economics leverages expertise in data science, machine learning engineering, and economics to help African financial institutions automate credit scoring and lending to companies including SMEs. We use transaction data such as bank and mobile money statements and state-of-the-art machine learning algorithms to successfully evaluate credit risk even in market segments with a history of low access to credit.


Headquartered in Benin, Optima Economics was founded by two African PhD graduates in Economics (from MIT and the Paris School of Economics). Our team taps into its deep expertise in data analytics, machine learning engineering, and economics to deliver the best tangible economic impact. Our customers include large and international African banks.